Invest in Florida rental property from Malta.
Malta is small, English-speaking and inside the EU. Florida gives Malta-based investors scale: a rental market many times larger than the island, with income in dollars.
Why Malta-based buyers look at Florida.
New residents yearly
Florida has ranked as the top state for domestic migration for three consecutive years, adding more than 300,000 new residents a year. Every one of them needs somewhere to live, and most rent before they buy.
No state income tax
Florida charges no state income tax on rental income. Over a multi-year hold, that difference compounds against states with higher taxes, which is a large part of why people move to Florida in the first place.
The price range that works best
Florida still has a deep stock of single and multi-family properties between $150,000 and $300,000, where the rent-to-price ratios make sense, and where a first property does not demand a fortune.
What is different when you buy from Malta.
These are the points that come up in every conversation with Malta-based owners. We flag them early so nothing surprises you later, and we work alongside your accountant on the detail.
Withholding when you sell
When a foreign owner sells a property, a portion of the sale price is generally withheld for the IRS and credited against what is actually owed. It affects your cash at closing, so plan for it early.
An income tax treaty, but not an estate one
Malta and the United States have an income tax treaty covering how rental income and gains are treated between them. There is no estate tax treaty, which is a separate conversation with your advisor.
Filing at home
Malta taxes residents on income, and foreign rental income is reportable. We provide the statements your accountant needs, with relief for U.S. tax paid usually part of the calculation.
Income in dollars
Rent is collected in U.S. dollars while your costs sit in euros. That is diversification for some owners and exposure for others, so decide which before you transfer.
Rentalogic is not a tax or legal advisor. The points above are the topics to raise with your own accountant, not advice on how they apply to you.
How it works from here.
Your U.S. structure
We form your LLC in Florida and, if you need one, help open a U.S. bank account. No residency or visa is required.
The property
You set the criteria. Certified partner brokers search against it and bring you options, you decide which one to buy, and we coordinate the negotiation and closing.
Rented and reporting
Tenants, rent collection, maintenance and monthly statements, with disbursements to your bank account.
Questions from Malta-based owners.
Scale and liquidity. Florida has a far deeper stock of rental property in the $150,000 to $300,000 range, and a market you can sell into when you choose to exit.
No. We form your U.S. LLC and, where needed, help with the banking, so you invest as a foreign buyer.
You approve the property before closing and any significant spend afterwards. Everything between those decisions is ours.
Investing from somewhere else.
We work the same way from every country on this list. Pick yours to see what changes and what does not.
Let’s get started.
Tell us your budget and your goal. We come back with a plan, the numbers, and the exact costs.